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Simple Guide to Bills Payment Centers in the Philippines

Are you busy and couldn’t find time to pay your bills on banks or any of the utility centers? Are you worried about your overdue bills and disconnection notices? 

You should not worry much anymore. You can pay your bills all at the same time at your convenience. 


The answer: Bills Payment Centers 

If you want to pay your bills without going to banks or offices, you can do it online. There are lots of online platforms that can help process your bills online.

But not all people are familiar with digital transactions. Some prefer to pay their bills in cash or checks over-the-counter. That said, you can do the payment through bills payment centers. 

In this article, you’ll be able to know the different bills payment centers in the Philippines.

Also, you’ll get an important information that you need once you settle your bills in one of these payment centers.

Table of Contents

Pay your bills at BAYAD CENTER

Pay your bills at CEBUANA LHUILLIER



Pay your bills at ECPAY

Additional ECPay centers:

Pay your bills at 7-ELEVEN CLiQQ KIOSK

Final Thoughts

Pay your bills at BAYAD CENTER

Bayad Center is one of the top Bills payment centers in the Philippines. It has more than 12,000 branches all over the country. They are located mostly in malls, supermarkets, banks, shopping malls, and some Ministop branches.

Operating Hours

Bayad Centers operating hours vary depending on the location. Most branches are usually open from Monday to Friday from 8 AM to 5 PM. Some Bayad Centers are open during weekends and even on holidays. Some are operating as early as seven in the morning. 

Most Bayad Centers branches that are located in malls start operating from 10 AM to 7 PM for the whole week. 

Payment Method

All Bayad Centers in the Philippines accept cash payments, but some accept credit cards and checks. 

Payments Accepted

  • Electricity: Meralco, BENECO, VECO, ILECO 1, many more
  • Water: Manila Water, San Jose Del Monte Water, Maynilad, Sta. Maria Water, and many more
  • Landline: Bayan Phone, Globelines, PLDT, and many more
  • Mobile Postpaid: Globe, Smart, Sun Cellular
  • Cable TV: Cablelink, Cignal, Global Destiny, Sky Cable, and many more
  • Internet: Converge ICT, Globe Broadband, PLDT My DSL, Smart Bro, Sun Broadband, and many more
  • Credit Card: BPI, Equicom, Metrobank, RCBC, and UnionBank
  • Government: Pag-IBIG Fund, PhilHealth, SSS, and many more

How to Pay Bills at Bayad Center Branches?

Step 1: Go to any Bayad Center branch. Tell the staff that you are making a bill payment. 

Step 2: Show your bill or statement of account to the staff. But if you don’t have any of it, they will give you a Transaction Form Slip for you to fill-out. 

Make sure that the information you have provided is correct. Take note of the Biller, Account Number, ID Number for government bills, and your payment details. You can also provide your contact number.

Step 3: Submit your Transaction Form Slip when you are done then give your payment to the staff. They will give you a receipt. 

Pay your bills at CEBUANA LHUILLIER

Cebuana Lhuillier does not limit its services from pawning, money transfer, insurance, and banking. They also offer bills payment services in their branches.

Operating Hours

The operating hours of Cebuana Lhuillier depend on the location of the branch. Most branches are open seven days a week. Some branches start operating at 7 AM and close at 9 PM.

Six branches of Cebuana are open 24/7. Those branches are in Makati City; Imus, Cavite; Angeles City, Pampanga; and Olongapo City, Zambales. 

Payments Accepted

  • Telecommunications, internet, and cable: Cignal, Converge ICT, Globe, Globelines, PLDT, Smart Bro, Sun Cellular, and many more.
  • Credit Cards: BPI and Metrobank
  • Utilities: Meralco, BENECO, VECO, and many more.  

How to Pay Bills at Cebuana Lhuillier?

Step 1: Visit any Cebuana Lhuillier branch and tell the staff that you are making a bill payment.

Step 2: Fill out the Transaction Form Slip that will be given to you by the staff. 

Step 3: After filling out the necessary information, submit your form along with your payment. 


The most convenient way of paying bills for busy individuals is at SM Bills Payment counter. 

They are located at any of the following:

  • SM Business Services Center
  • The SM Store Customer Service
  • SM Supermarket
  • SM Hypermarket
  • Savemore

Operating Hours

It is open daily even during weekends and holidays. It opens from 10 AM to 8 PM.

Payment Method

All SM Bills payment centers accept cash and check payments. However, it depends on the biller. 

Payments Accepted

  • Credit Cards: BDO, BPI, HSBC, PNB, Citibank, EastWest Bank, Metrobank, Security Bank, and more.
  • Government: Pag-IBIG Fund, PhilHealth, SSS and more
  • Utilities: Meralco, ILECO 1, PECO, Manila Water, Maynilad, and more
  • Telecommunications: Globe, PLDT, Smart, Sun Cellular, and more
  • Cable and Internet: Cablelink, Cignal, Destiny Cable, SKY Cable, and more

How to Pay Bills at SM Bills Payment Centers?

Step 1: Go to the SM Bills Payment counter. If you are transacting at the SM Business Services Center, you have to get your queue number from the automated numbering machine. 

Step 2: Request for two (2) copies of BPS Validation Slips. Fill out the necessary details. Do not forget to add your contact number and signature. 

Step 3: Submit your filled out form, bill, or statement of account and your payment. 

Step 4: Wait for your receipt. 


Like the SM Malls, you can also pay your bills at the Robinsons Business Center. It is located at any Robinsons Department Store in the Philippines. 

Operating Hours

They start operating from 10 AM until 7 PM daily.

Payments Accepted

  • Cable TV: Cignal, Cablelink, SKY Cable, and more
  • Cellular Phone: Globe, Smart, and Sun Cellular
  • Credit Cards: BPI, RCBC, Citibank, Equicom, and Metrobank
  • Government: Pag-IBIG Fund, PhilHealth, SSS, and more
  • Internet: Bayan Broadband, Globe Broadband, PLDT My DSL, SKY Broadband, SmartBro, Sun Broadband and more
  • Telephone: Globelines, PLDT, and more
  • Electricity: Meralco, ILECO 1, VECO and more
  • Water: Manila Water, Sta. Maria Water, Maynilad, San Jose Del Monte Water, and more

Pay your bills at ECPAY

ECPay is an electronic payment service provider. It has about 9,000 bills payment centers all over the Philippines. They are located in any convenience stores, supermarkets, malls, pawnshops, money remittance centers, and rural banks.

Additional ECPay centers:

  • 7-Eleven
  • San Mig Food Ave.
  • Shopwise
  • Wellcome
  • Petron
  • Selected Tambunting Pawn Shops
  • RD Pawn Shops 
  • Gaisano Malls

Payments Accepted

  • Cable and internet: Cablelink, Cignal, Converge ICT, Smart Bro, SKY Cable, and more
  • Credit Cards: Asia United Bank, Metrobank, and BPI
  • Electricity: PELCO 1, PELCO II, PRESCO, Tarlac II Cooperative, VECO and more
  • Telecommunications: ABS-CBN Mobile, Bayantel, Globe, Globelines, PLDT, Smart, Sun Cellular, and more
  • Water: Manila Water, Maynilad, PrimeWater, Sta. Maria Water and more

How to Pay Bills at ECPay?

Step 1: Show your bill or statement of account. But if you don’t have any of it, ask for a slip and fill out the necessary details.

Step 2: Submit your slip and your payment to the cashier.

Step 3: Wait for your receipt. 

Pay your bills at 7-ELEVEN CLiQQ KIOSK

One of the most convenient ways to pay your bills is by going to CLiQQ Kiosks that are located in almost all 7-Eleven branches. 

How to Pay Bills at CLiQQ Kiosk 

Step 1: Go to your nearest 7-Eleven branch.

Step 2: Tap on the “Bills Payment” at the CLiQQ Kiosk.

Step 3: Enter the Reference Number, your contact number, and the amount of your bill.

Step 4: Get the printed receipt from the Kiosk. The details and barcode are printed in it. 

Step 5: Proceed to the cashier and present the printed receipt. Provide your cash for payment. Take note that your payment will be validated in real-time.

Some of the given payment centers post your payments in real-time. Others might take about three working days after your payment date. To avoid overdue bills, have your payment three days before the due date.

Final Thoughts

There’s nothing to worry about paying your bills. If you’re looking for a hassle-free transaction in paying your bills, there’s a lot of payment centers you can run to. Providing you a service that is more convenient and not time-consuming. 

However, in our current situation, it is impossible for us to pay our bills in any of these payment centers due to COVID-19.

Instead, Philippines’ government encourage the people to do cashless transactions on paying all the bills. This is to help limit a physical contact – one way to lessen the transmission of coronavirus.

You can pay your bills trough online like GCash, PayMaya,, and many more.

In case you have problems on paying your bills due to tight budget, you can get a financial assistance from a licensed moneylender like Cash Mart Philippines.

Cash Mart Ph offers financial services to people. Unlike banks, they ask less requirements, no collateral, and approve applications within 24 hours. Should you need more information, you can simply visit

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