Borrowing money to make investments is one way to boost your income.
You can generate additional cash inflow aside from your monthly salary. Even if you are an employed breadwinner, nothing can stop you from earning passive income on the side.
Filipinos usually think that loans are only used to survive until the next payday.
The truth is:
We can use loans to get financial stability and increase our net worth. This is why even business owners get a loan from responsible lenders and banks. As long as your investments can grow to cover your loan and other costs, then it is worth it.
Whether you are an OFW or a BPO employee here in the Philippines, all of us want to retire early someday with enough money to travel and enjoy our lives. To fuse lending with investments is a great way to start earning more.
Passive Income Investments
Passive income is the money you regularly earn even with minimum effort. It usually requires upfront financial investment and time allocation to get started. From there, it will only require less maintenance to keep it rolling. If you are aiming to save more, then passive income is perfect for you.
Fuse Lending with Stock Market
One way to fuse lending with investment is to use it on stocks. Throughout the years, investing in stocks proved to be one of the most popular ways to build wealth.
It is a popular notion that investing in stocks are only for the rich and magnate. Those who have big savings in their bank accounts can buy stocks and sell them to get richer.
But times have changed. Stocks are now within the reach of every Filipino.
What’s more is that you can even borrow cash to invest on it and seize the opportunity. Making money from buying stocks is beyond the buy-and-sell idea. Sure, you can buy some stocks and sell them once the price gets higher, but there is another way to make money with it.
It gets better:
You can also earn as the company develops since you basically own and hold securities of the company with your stocks. As the company earns, part of it will be paid back to you. You can receive interest and dividends which can present a long-term benefit rather than just selling your shares once the price goes up. If you hold on to it, you can get passive income for the coming years.
You can get a loan and start investing in stocks today. However, make sure that you are armed with a proper understanding of what you are doing. Attend free seminars, read books and find investing blogs.
In case that you are already eyeing an investment strategy and you want to try it now, then you can use loans with your plans. Get a loan from an SEC-registered lender to reach your financial goals.
Fuse Lending with Mutual Funds
You can use a loan to add to your investment for Mutual Funds. The mutual fund is a type of investment where your money will be pooled with others’ investments by a mutual fund company.
The mutual fund company can either be a bank or a private entity that will act as a fund manager and will choose a company where your money will be invested.
In a way, it is also like buying stocks, however, the mutual fund is a less direct approach.
The difference is that the fund manager will manage your funds for you. With the expertise of your chosen mutual fund company, you can invest in diverse industries.
If you stumble on an opportunity, but you don’t have enough savings and experience, you can get a loan to fuse lending with mutual funds.
Fuse Lending With Your Small Business
Funding a small business is another way to fuse lending with an investment opportunity. If you have been considering to start up your own business, then the best time to kick it start is as soon as possible.
As with any business, time is the essence. Get additional capital with a cash loan to start earning on the side.
Find your passion and let your business revolve around it. Do market research and see what your competitors are up to. And learn how you can brand your services and products to make them stand out in the competitive industry.
Invest in a functional website with excellent search engine optimization to make your local business thrive in the digital age.
Putting up a business requires a pre-operational funding and a working capital to keep up. Fuse lending with your business to secure your funding. With a loan, your dream business can finally be a reality.
Fuse lending With Self-Investment
Learn a new skill. Invest in yourself.
You can use a loan to learn new skills which you can use in your current work or new ventured career. Acquiring new skills or honing old ones can be one of your best assets. Make yourself indispensable or even in demand.
Attend seminars and workshops, join online courses or buy books to gain solid knowledge on a subject. Master a skill today to get a more financial opportunity in the future.
How to Invest Your Loan
- Do you have a regular salary or a thriving business which gives funds to cover your loan? Investing is the key to earn passive income. In fact, it can be the key towards getting rich, but remember that there can be risks for various reasons. When getting a loan for an investment, make sure that you have the means to pay up the loan on time.
- Invest only in things that you understand. Investment is a great choice to grow your money, but do not just spend your funds on something just because it’s what most people do. The best investment for others may not work as well for you if you do not understand how it really works. Spend time to understand the investment opportunity and test the waters before diving in.
- The best day to invest is today. Certain opportunities will come your way only once. Grab the chance. And if you need more funds for investment, just get a quick no collateral cash loan from a registered money lender.
Who knows? Your investments today can make you a millionaire before you turn 60!