Quick Guide on How to Use GCash Account
Are you always in a rush? Do you need to pay bills but your working hours won’t let you? Need an urgent prepaid load a wee hour?
Don’t stress yourself. We got the best solution for you. Wanna know what it is?
It’s a GCash! A single application is an answer to your emergency problems. Can’t believe it?
Let us explain to you how.
Table of contents
Send Money with the Use of GCash Account
Bills Payment with the Use of GCash Account
Shopping with the Use of GCash Account
Buy Load with the Use of GCash Account
- Is GCash accepted outside the Philippines?
- Can I borrow money from GCash?
- How to borrow money from GCash?
- What are the requirements for GCash borrow money?
- How to borrow load in GCash?
Definition of GCash
GCash is a form of electronic money through the mobile application. Send and receive cash easily and conveniently payments electronically. Save yourself from long queue lines. Pay off your pending bills at home or even while at work.
Now, you know the meaning of GCash. If you want to enjoy the benefits that come with it, just make sure to register for GCash.
GCash Account Registration
GCash is a mobile service that needs an account first.
Yeah, I know. Another account. But no worries, registration is quick and easy. In fact, you can do it in three different ways.
How to have GCash account?
You can go to your GCash mobile app. Or you may try the Globe *143# SIM menu. Or through your Facebook Messenger. A single account with a three-way registration option.
What are you waiting for?
Create an account that is more accessible for you.
GCash App Registration
The process is so quick and troublesome. Follow these simple steps:
- Download the GCash mobile app. You may try through the App Store or Google Play Store. It depends on your phone unit.
- Enter your mobile number, then click “Next,” except for a six-digit authentication code on your phone. Then click the “Submit Code.”
- Always read the Terms and Conditions. Click the “Accept” button afterward.
- Fill up the information needed. It includes your name, birthday, address, and email address.
- Submit a four-digit mobile PIN (MPIN). Never forget your MPIN. It is needed in all your GCash transactions.
It’s that easy. Download the GCash app now. Learn how to use the GCash app.
*143# Menu GCash Registration
No need to download the app. If your device does not have enough memory space, try this way:
- Simply dial *143# on your mobile device. All Globe services have this option active.
- Look for the “GCash” option. There are other options available. Just focus on GCash first.
- Select the “Register” selection. Many GCash services are available. Let’s register first.
- Provide a four-digit GCash PIN. Always remember your PIN.
- Enter your name, birth year, and address. Provide accurate and correct information.
- A confirmation message will be received on your mobile device.
Just like that. You can send loads to your family and friends readily. Read more about the different ways how to use GCash.
Facebook Messenger GCash Registration
Are you always online?
Maximize your time and online services. Take note of the following steps on how to apply GCash online.
Step 1. Find the @gcashofficial on the Messenger application.
Step 2. Click the “Start an account” option.
Step 3. Provide your mobile number, then click “Continue.”
Step 4. Read the Terms and Conditions. Tick the “Accept” option.
Step 5. Receive a confirmation message on your Messenger account. This means your account is ready to use.
Step 6. Create your PIN. Enter it twice for clarification.
Step 7. Another confirmation message will be received. This means your new GCash PIN has been successfully created.
Aren’t you lucky? You can do money transfers while chatting with your friends on Messenger.
But wait! There’s more!
Now you know how to make a GCash account. But wait! A lot of services are inclusive only with GCash. We’ll teach you how to use GCash properly.
GCash Account Verification
You are now a certified registered GCash account.
What to do next?
Your GCash account has to be verified. But how?
GCash account verification is called “Know Your Customer (KYC).”
The Bangko Sentral ng Pilipinas require this process.
Identity validation of customers availing money services is very essential.
Once your GCash account is verified, all the services are ready to use for you.
Plus, a higher GCash wallet fund limit of Php 100,000.
Isn’t it amazing? A higher amount means more accessible transactions.
You have two options to verify your GCash account. Either you visit the authorized GCash outlet or access the GCash account online.
Wanna know how?
GCash Account – Online Verification
All you need is a strong internet connection and a mobile device. You can use a computer or laptop also.
- Visit the “GCash Verification Facebook page.”
- Message them regarding your account verification request.
- Complete the GCash online application form correctly.
- Provide a brief video call. It helps in verifying your GCash account.
Not difficult, right? So get your account verified now.
GCash Account – Partner Outlet Verification
Don’t you have an internet connection or data service?
You can still get your account verified.
Do the following steps:
Step 1. Visit any GCash partner outlet. For sure, there’s one near you.
Step 2. Complete the GCash application form. Write all the details needed legibly.
Step 3. A photo will be taken. Be prepared.
Step 4. Wait for a confirmation text message. This includes the information that you’re part of the KYC database.
Take time to get your GCash account verified. It is more beneficial for you. It opens more services for you.
Learn more about how to use GCash properly through this quick guide.
Loading a GCash Account
All right! Your GCash account is ready to use. But are you geared up?
For a successful financial transaction, you need to fund your GCash Wallet.
How top up your wallet? There are different ways to load your GCash Account.
Cash-in through mobile money transfers via the GCash app. Or cash-in over-the-counter transactions with the partner outlets.
Cash-In via GCash App
The most convenient way to top up your GCash is through the GCash mobile app.
With this, you can transfer money from one bank account to another.
Also, you can receive remittances from your loved ones wherever they are.
Fund your account with a GCash App in various ways. Select mobile facilities accessible to you.
- 7-Eleven Barcode
- Western Union
- BPI to GCash
- PayPal to GCash
- RCBC to GCash
- UnionBank to GCash
- Mastercard or Visa Debit to GCash
A well-funded virtual wallet is perfect for your online transactions.
Here’s how you can use these facilities with the GCash app:
Step 1. Access your GCash account.
Step 2. Click the “Cash-In” icon.
Step 3. Choose the Cash-In option you prefer.
Step 4. Provide all the required information.
If you use fund transfer from a bank account, enter the six-digit MPIN.
If receiving money remittance from either Western Union or MoneyGram, enter the transaction reference or control number.
Step 5. Enter the correct load amount.
If fund transfer, choose the bank account to source the money from.
Step 6. Receive a message on the GCash app about your cash-in request.
Step 7. Afterward, you’ll receive a confirmation text message about the successful transaction.
On the other hand, if you choose the 7-Eleven Barcode option, do these extra steps. Eventually, your cash-in request will be completed.
- Stop by the 7-Eleven branch near you.
- At the counter, scan the GCash barcode.
- Settle the cash-in amount at the cashier.
- Receive a confirmation text message about your completed GCash cash-in transaction.
Cash-In via GCash Outlets
There are more than 10,000 GCash loading outlets nationwide. Select between remittance centers, pawnshops, malls, and bill payment centers to load your GCash account.
Another way to top up your GCash account is through these outlets.
- Globe Stores
- Bayad Centres
- SM Business Center
- Cebuana Lhuillier
- 7-Eleven CLIQQ Kiosks
- RD Pawn Shops
- Tambunting Pawnshop
- Villarica Pawnshop
You can load your GCash over the counter. Simply go to any authorized GCash partner near you.
Withdrawing on GCash Accounts
Received funds in your GCash? Do you need to withdraw it?
No worries. You can cash out in three ways. Do a fund transfer to a BPI or RCBC account.
Have an over-the-counter transaction at any GCash authorized outlet, or use a GCash card in any BancNet ATM.
Choose the best way for you.
Cash-Out through Bank Account Transfer
If you still don’t have your GCash card, you can withdraw money through these steps:
Step 1. Dial *119# on your mobile device.
Step 2. Choose between BPI or RCBC.
Step 3. Select “GCash Transfer” then “GCash to Bank.”
Step 4. Provide your six-digit bank MPIN.
Step 5. Enter the cash-out amount you need.
Step 6. Provide your four-digit GCash PIN accurately.
Then, select “Enter Account.” Make sure you give the correct bank account number.
Press “Confirm” to finalize the transaction.
A successful bank account transfer is confirmed through a text message.
Get your cash by visiting the nearest BPI or RCBC ATM.
Cash-Out through GCash Outlet
Don’t have an RCBC or BPI account?
You can still withdraw money from your “GCash” account.
Find out if there is a nearest GCash outlet. Then, do these:
- Drop by any Globe Business Center or any GCash partner outlet.
- Fill in the GCash form accurately.
- Present a valid ID.
- The staff will process your request. Expect a text message asking you to confirm your cash-out request. Reply with your MPIN immediately.
- Check the confirmation message via text. Present it to the staff attending to you.
- Receive the cash-out amount, acknowledgment receipt for the transaction, and official receipt for the service fee.
Aside from the cash-out amount, a service fee of Php 20 for every Php 1,000 withdrawn is automatically deducted from your GCash wallet. So be mindful when you use GCash outlet cash out.
Cash-Out through GCash Card
If you have your GCash Card with you, withdraw your money anytime, anywhere.
Use it the way you use your ATM card. Cash out when you need it, where you need it.
It’s hassle-free! Long lines are only due to ATM queue lines. All you need is your GCash Card!
Decide which is the best and most convenient way to withdraw your cash.
Get a GCash Card
The GCash Mastercard is a reloadable prepaid card. It is linked to your GCash wallet.
If you have one in your wallet, you can shop at stores that accept Mastercard payment.
Also, you can use this card to withdraw funds from your GCash wallet.
On top of that, your GCash card doubles as a Beep card.
What a great way to access funds in your GCash account right?
But how can you have one?
Steps on GCash Card Application
Follow these to have your own GCash Mastercard:
Step 1. Visit the Globe Store branch near you. You may also try the GCash Mastercard Caravan event in your place.
Step 2. Filipino’s BPI Online Banking Guide 2020: Fill out the service form completely. Write the details legibly.
Step 3. Present a valid ID. Have at least 2 identification card with you.
Step 4. Pay Php 150 for the GCash Card. Or you may pay Php 210 for the GCash Mastercard with Beep functionality. Take note that it is a one-time fee only.
In some instances, Globe offers discounted prices at caravan events.
Secure your personal GCash Mastercard and have numerous ways to use your funds. Also, you may try it through GCash card online application.
Send Money with the Use of GCash Account
The best thing about GCash means it lets you send money for free.
Transfer funds from your GCash wallet to any registered GCash account and Globe or Touch Mobile (TM) number.
Regularly send your money to your loved ones anywhere in the Philippines.
Very affordable for you and your family.
GCash App for Sending Money
This is how you can send money through your GCash App:
- Log in to your GCash account on your mobile application.
- Click the “Send Money” icon.
- Dial the recipient’s mobile number. If the receiver’s contact is on your list, choose it.
- Enter the correct amount.
- Personalize your money sending process. Type a message. Keep in mind that this is optional.
True enough, your family and friends will receive the cash on a real-time basis. No long waiting hours.
Help them buy emergency medicine through your GCash account.
Bills Payment with the Use of GCash Account
Almost due on your utility bills? Credit card bills?
Solve it in just a snap of your fingers.
On top of that, freelancers and volunteers can pay their monthly contributions with their GCash account.
Use your GCash account wisely.
GCash App for Bills Payment
Settle your bills with these simple steps:
Step 1. Log in to your GCash account via the mobile app.
Step 2. Select the “Pay Bills” icon.
Step 3. Select the appropriate biller.
Step 4. Pay it by entering the correct amount and account number.
Step 5. Tap the confirm payment option.
Remember that your bill payments on GCash are posted within two to three banking days.
On the other hand, overdue bills are not accepted on your GCash Bill Pay service.
Shopping with the Use of GCash Account
Your GCash account is not only for money transfer and bills payment.
You can purchase any items with your sufficiently funded account.
Utilize the GCash QR Service at partner stores that accept GCash payments.
Where are these?
Typically, you can try it at The SM Store, Ayala Malls, Robinsons Malls, Jollibee, Ministop and more.
Check out other stores and outlets for the GCash display. For sure, they’ll use GCash QR.
GCash App for Shopping Payment
Shop and pay with your GCash account. Follow these:
- In your mobile app, log in to your GCash account.
- Select the “Pay QR” icon.
- Choose between the “Scan QR Code” or the “Generate Code”.
- If you choose Scan QR Code, point your mobile device at the merchant’s QR code to start scanning.
- If you choose Generate Code, show to the cashier the barcode and QR code on your screen.
- Always check before you confirm your payment.
- Wait for confirmation through SMS.
So if you lack cash while shopping, your funded GCash account will definitely back you up.
Buy Load with the Use of GCash Account
Aside from other services, your GCash account has the easiest way to access prepaid load.
Send load to a friend or someone in need. Step up your account into a reloading business.
GCash App for Buying Load
Once you have a GCash account, you can start sending loads. Here’s how to use GCash to buy load.
- Go to your “GCash App” and log in.
- Select the “Buy Load” icon.
- Enter the corresponding phone number you’ll load. Then, click “Next”.
- Enter the right amount you need to load. You can select between the denominations listed.
- Confirm your load request. Tap the “Pay” option.
- Wait for confirmation through SMS or check the maintaining balance on your account.
Help a friend or start a business with this GCash feature.
Frequently Asked Questions
Help! I’m having trouble with my GCash Account. What to do?
Do you need answers and help with your GCash account?
Simply call the GCash hotline 2882.
Also, you may try the chat via Messenger.
Can I access my GCash Account without the Internet?
Before, GCash only functions with the mobile app. That means you’ll need an internet connection. It’s quite hectic for some users.
GCash became innovative. Now, you can use GCash without load.
Therefore, you can send money, pay bills and cash-in without a load on your device.
Simply dial *143# on your phone and select GCash.
It is the answer to a user’s dilemma if can I use GCash without internet. Take note that it is only applicable for Globe and TM users only.
Does GCash transaction have a limit amount?
The maximum transaction limit for GCash is Php 40,000 per day. Moreover, the maximum transaction limit per month is Php 100,000.
This includes both the incoming and outgoing transactions.
Does GCash expire?
Your GCash account and funds do not expire. But, it is important to keep your account active.
Keep on buying load, paying bills, sending money through the GCash account.
Is GCash accepted outside the Philippines?
GCash Mastercard is accepted worldwide. Use it as long as the establishments accept Mastercard.
In addition, you can go to any Mastercard ATM and withdraw money.
Take note that there is a transaction fee. Php 20 for local ATM while Php 150 for abroad withdrawal.
Can I borrow money from GCash?
Yes, you can. GCash recently launched another feature of their app called GLoan.
How to borrow money from GCash?
Only eligible GCash users can take a GCash quick loan. If you receive a notification from GCash stating you can apply, follow these steps for GLoan.
Step 1. Log into your GCash account.
Step 2. Click View All GCash Services in your GCash Dashboard.
Step 3. Click GLoan from Financial Services.
Step 4. Tap on Get Started and input all the details needed. For example, enter the loan amount and loan duration. Then, select the Purpose of Loan. Lastly, click Get this Loan.
Step 5. Review the Loan Terms and confirm by clicking Continue.
Step 6. Review all personal information and click Next.
Step 7. Agree with The Data Privacy Agreement of the GLoan Application, then click Submit.
Step 8. Review all loan details and loan amount before you click Continue.
Step 9. Enter the security send on your GCash registered mobile number and click Submit.
Step 10. There will be a confirmation for a successful Globe GCash loan application.
What are the requirements for GCash borrow money?
You must be active in using GCash services to be eligible for an online loan via GCash. These are cash-in, pay bills, transfer money, GLife, GInsure, GInvest, and GSave. These activities will help you increase your GScore and chance of unlocking GLoan.
On top of that, you need to meet the minimum requirements for an online loan thru GCash.
- Filipino nationality
- Age must be 21 to 65
- Full verified GCash profile
- Possess a good credit record
- No previous fraudulent transactions
- Can maintain a good GScore
How to borrow load in GCash?
You can use the Borrow Load GCash feature if you have an internet connection. Here is how you can do it.
Step 1. Open your GCash account.
Step 2. Click the Show More button.
Step 3. Click the Borrow Load button under Financial Services.
Step 4. Select the amount of load or combo you want to borrow and select Next.
Step 5. Agree with the Terms and conditions and select Next.
Step 6. You will receive a notification about the load borrowed.
Get everything done with your smartphone. Open up a virtual wallet through the GCash app. Make your financial transactions convenient. Send and receive money, pay bills and more with the application. All for free except for the cash-out transactions.
This is the most effective way to manage your finances.
Not a tech-savvy? After you read the quick guide on how to use GCash Account, you are familiar with how useful it is for you. Download the GCash app now and create your own account.
Have you run out of budget and need cash to pay your bills using GCash App? Cash Mart can lend you a hand! Try to get a loan from a licensed moneylender like Cash Mart Philippines and fund your GCash to pay your bills!