Quick Guide on How to Use PayMaya App
How to Use PayMaya App Updated on April 2023
Where everything is online, how would you cope? Would you still go outside your house to purchase a load? Are you going to return a grocery item if you lack cash upon payment? Will you still line up just to send and receive funds from loved ones?
Will you believe that you can do all these with your existing mobile device?
You read it right!
Your mobile phone is a handy tool, especially when you use PayMaya app.
Are you hesitating because of security risks? No problem. We got you covered with this quick guide on how to use Pay Maya app properly.
Table of Contents
Use PayMaya App for Prepaid Load
Use PayMaya App for Bill Payments
Use PayMaya App for PayPal Account
Access PayMaya Deals and Discounts
Use PayMaya App for Send Money
Use PayMaya App for Cash Withdrawal
- Help! I forgot my password. What to do?
- Can I change the information registered to my PayMaya Account?
- Transaction Error! What to do?
- Cashback credit takes too long? What should I do?
- Can I disclose my OTP?
- How to identify a legit PayMaya contact?
- Can I still pay for my overdue bills on PayMaya?
What is the PayMaya App?
Credit: Pay Maya
PayMaya is a mobile app that serves as your virtual prepaid card. You can use it for shopping online, booking flights, restaurant reservations, and other transactions.
It’s either you get a virtual Visa or Mastercard depending on your mobile network preference.
In addition, you can pay your monthly bills, send money and manage bank transfers with this app.
There are over 40,000 partners nationwide to add money to your Pay Maya account. These include 7-Eleven, Palawan Pawnshop, Smart Padala Centers, SM Store Business Services, and Robinsons Department Store Business Centers.
Amazing right? All these are because of your PayMaya account.
Let’s tackle more about it in this quick guide on how to use the Pay Maya App.
PayMaya App Registration
Before you start using your Pay Maya app, you must have a personal account first.
How? No worries. We’ll teach you the step-by-step procedure on how to use Pay Maya App Registration.
Steps for PayMaya App Registration
Follow these steps and be registered:
Step 1. Download the PayMaya app. Depending on your mobile phone, it can be from the App Store or Google Play Store.
Step 2. Complete the online signup form. Click the Continue button once you’re done.
Step 3. Read and understand the Data Privacy Policy page. Afterward, tap the Agree button.
Step 4. Enter the verification number sent via SMS. Then, tap Verify.
Step 5. Check the View Card button.
Step 6. Provide your address and birthdate.
Step 7. Provide all the required information under the Online Payment Card Number page. A confirmation message is sent for your Pay Maya account activation.
After successfully completing these steps, you can use Pay Maya app features. No more fuss about lining up in a store. What a convenience.
Get a PayMaya Virtual Card
PayMaya has a very unique feature. It offers a virtual Mastercard or Visa card.
What does it mean?
The Virtual card can be accessed through its app.
This way, you can conveniently shop online.
Also, you can pay your monthly subscriptions to Spotify and Netflix.
On top of that, it lets you handle other financial transactions online.
Magnificent right? All because of that simple virtual Mastercard or Visa card.
How to get one? We’ll teach you how.
Steps for PayMaya Card to Pay Maya App Linking
Do this to obtain your Pay Maya virtual card.
Step 1. Log in to your account on the Pay Maya app.
Step 2. Once at the home screen, check for this.
If you’re using an iOS device, tap ‘More’ at the bottom right. On the other hand, if you’re using an Android device, tap the ‘Menu’ icon on the top left.
Step 3. You’ll see My Cards > Link Card. Click it.
Step 4. Provide your PayMaya card details.
Step 5. Create a six-digit PIN. Be reminded of your digits. You’ll use this for ATM withdrawals from your Pay Maya account.
Step 6. Most importantly, tap the Link card again.
And before you know it, you now have a PayMaya Virtual Card. Everything is accessible right at your fingertips. It’s all just a tap away.
Moreover, viewing your virtual card is easy. Simply tap View Card on the top left portion of your app. Remember, you can only use the card after successfully linking it to your Pay Maya app.
Use Pay Maya App for Shopping
As said earlier, the Pay Maya app is best for shopping.
Thanks to the PayMaya QR feature.
It allows you to pay for purchases in any partner store without cash.
Present your smartphone with the PayMaya app to the following stores. SM Store, Jollibee, and McDonald’s. Also, you can see other merchants that accept payments via Pay Maya QR.
Very convenient, isn’t it? Especially if you know how to use the PayMaya app via QR.
Steps for using PayMaya App QR
Have a sufficiently funded Pay Maya account?
Do this to buy that bag or dine with your kid.
Step 1. Log in to your Pay Maya account.
Step 2. Select the Scan button. It is located in the center of the home screen.
Step 3. With the merchant’s QR code on view, align the small square on your phone’s screen.
Step 4. Type the amount to pay. Click Continue.
Step 5. Verify the payment details first. Then, click Pay.
Step 6. Show the confirmation message to the cashier.
Very easy and quick to use. Plus! It’s free. No service charge.
A very strong internet connection is very important. Also, a PayMaya QR standee is visible at the store counter.
Use PayMaya App for Prepaid Load
Before, reloading your prepaid phone was quite a hassle. You must look for a sari-sari store selling your mobile network load.
But now, everything is convenient, especially if you have a Pay Maya app.
Wanna know how? Check out these steps.
Steps for using PayMaya App to send load
Secure a prepaid load for yourself and others by doing these.
Step 1. Log in to your Pay Maya account.
Step 2. Select the Shop option.
If you’re an iOS user, it’s located at the bottom left of the screen. But if you’re an Android user, access it on the ‘menu’ icon. Find it at the top left of the home screen.
Step 3. Select the type of package to purchase. You can choose from Mobile, Gaming, and Others.
Step 4. For load purchases, toggle the Send as Gift button. Then, enter the recipient’s mobile number. Don’t forget to click Continue.
Step 5. Verify all the purchase details first. Once sure, click Buy.
Step 6. A confirmation for your PayMaya purchase has been sent to you.
Through this, you can start a small loading business. Sell prepaid call, text, and data packages for Globe, Smart, TNT, and Sun through the Pay Maya app.
In addition, gaming credits for Garena and Steam are also available.
Take note! Prepaid cable subscription payment for Cignal is also accepted.
Use PayMaya App for Bill Payments
Your virtual wallet can be used in many ways, not only for shopping and loading.
Do you know that you can pay your monthly bills with this app?
Yes, you read it right.
Stay away from long lines in the bills payment section. Simply tap on your mobile phone to get the work done.
How? Here’s a rundown of instruction on how to use the Pay Maya app for your bill payment.
Steps for using PayMaya App to pay bills
Keep in mind these to accomplish paying your bills with ease.
Step 1. Log in to your PayMaya account.
Step 2. Select the Pay Bills option.
For iOS devices, locate the option at the bottom center. Tap the ‘menu’ icon at the top left of the home screen for Android devices.
Step 3. Select the appropriate biller from the list.
Step 4. Type in the account number. Other details must be entered depending on the bill type.
Step 5. Type in the correct amount to pay.
Step 6. Review the first payment details before you confirm. Click the “pay’ option.
It takes only six steps to pay your bills. With the use of your Pay Maya app, tap your way to pay the electricity, water, telco, and cable bills.
Biller enrolment and account number registration are not necessary.
However, the app doesn’t issue an official receipt.
Nevertheless, a payment confirmation is notified to you. Keep the reference number to track your payments.
On top of that, it extended its bill payment feature. It accepts payments for government fees like Pag-IBIG contribution and housing loans, NBI clearance, and NSO documents.
Just a simple reminder. Always pay your bills ahead of time. Avoid late payment posting by paying your bills at least three days ahead of your due date.
Use PayMaya App for PayPal Account
Do you often receive payments on your PayPal account?
Withdrawing funds is quite a hassle, right?
But if you have a Pay Maya app, you can easily transfer your funds from your PayPal.
To do this, you must link your Pay Maya to PayPal first.
This is how you do it.
Steps for Linking PayMaya App to PayPal
Check this out to link your PayMaya App to PayPal,
Step 1. Log in to your PayPal account.
Step 2. Select Wallet.
Step 3. Under the Credit Card option, select the Link a Card.
Step 4. Key in your Pay Maya card information. Ensure that your PayPal address is similar to your registered PayMaya address.
Step 5. Select the Save option.
Once you’re done, you can start transferring your funds without fuss.
Just follow this guide to use your Pay Maya app for PayPal.
Steps for fund transfer from PayPal Account to PayMaya App
Follow this for a problem-free transfer.
Step 1. Log in to your PayPal account.
Step 2. Look for the Summary page. Click the Withdraw funds option.
Step 3. Type in the transfer amount you need. The minimum amount of withdrawal is Php 500.
Step 4. Select the PayMaya account, then click Continue.
Step 5. Verify and confirm the transfer amount.
It takes two to four business days for the amount to be credited from PayPal to your Pay Maya account.
Also, a Php 250 PayPal withdrawal fee is charged.
Access PayMaya Deals and Discounts
One of the perks of the Pay Maya app is the best deals and discounts for its account holders.
These promos and discounts are posted on PayMaya’s social media channels.
Also, Pay Maya app users are always updated. They can access this information through the app itself.
Want to view it ahead of others?
Below are the steps on how to view PayMaya Deals and Discounts using the app:
Steps to view PayMaya Deals and Discounts through Pay Maya App
Stay updated by doing these:
Step 1. Log in to your Pay Maya account.
Step 2. Click the following depending on your mobile device.
For iOS mobile users, tap the ‘More’ options. And for Android mobile users, tap the ‘Menu; option.
Step 3. Then select Promos. It will lead you to the PayMaya Stories blog.
Step 4. Read about the different promo offers. For sure, there’s one that will catch your attention.
Whatever deals and discounts you like, Pay Maya will support the transaction.
Upgrade PayMaya Account
An upgraded Pay Maya account is the window for more accessible financial transactions.
Send money and withdraw cash from your PayMaya account hassle-free.
This is available once you have updated your account.
Steps for upgrading PayMaya Account through PayMaya App
Level up your account by following these steps:
Step 1. Log in to your PayMaya account.
Step 2. Depending on your mobile device, look for these options.
For an iOS phone user, select the ‘More’ button. For an Android phone user, select the ‘Menu’ button.
Step 3. Select the Upgrade for Free button.
Step 4. Type in all the needed information on the upgrade application form.
Step 5. Upload a picture of your valid ID. Use your phone to capture the ID picture.
Step 6. Lastly, Select the Submit button.
A validation code is sent via SMS to you. This code comes in handy when you chat with Pay Maya on Facebook. Also, a scheduled video call with an officer will need the code. Keep it in mind.
Use PayMaya App for Send Money
With an upgraded PayMaya account, money transfer comes easily.
Do this service for free, especially if you note these steps.
Steps for using PayMaya App to Send Money
Send funds to your family and friends through these steps.
Step 1. Log in to your Pay Maya account.
Step 2. Select the following option based on your device type.
For iOS users, tap ‘Send Money.’ For Android users, tap the ‘Menu’ icon. Look for the Send Money option.
Step 3. Type in the recipient’s mobile number. Adding a saved contact number is easier. Just type the “+” sign, then search for the number on your phone contact list.
Step 4. Key in the correct amount to send.
Step 5. Select the recipient’s account type. It can be from a PayMaya, Smart Money, or GCash. Then, tap Continue.
Step 6. Review and verify the details of your Send Money transaction.
Step 7. Once checked, click the Send button.
Step 8. A Pay Maya confirmation via SMS is sent to you.
Money transfer from your account to another PayMaya wallet is up to five times a day.
Moreover, you can send funds from PayMaya to GCash or Coins.ph. All these transactions are for free.
Use PayMaya App for Cash Withdrawal
Need your funds from the Pay Maya app in cold cash?
You can withdraw your funds from your PayMaya account.
Don’t know how?
Let’s teach you the proper use of PayMaya App withdrawal.
Important Reminders for PayMaya App Withdrawal
Be reminded of the following:
- Withdraw funds via any Bancnet ATM in the Philippines
- Withdraw funds via any Visa Plus ATM abroad
- A service fee of Php 15 for every ATM withdrawal
- A service fee of Php 5 for a Land Bank ATM withdrawal
- Have a physical PayMaya Card (costs Php 150)
- Have linked your card to your Pay Maya account
- Set and remember the six-digit ATM PIN
- Upgraded PayMaya account
Frequently Asked Questions
Help! I forgot my password. What to do?
Recover your account easily by doing these.
- Click the “Forgot Password” link on the app.
- Type in your mobile number.
- A link to reset your password is emailed to you.
- Follow the link instructions.
- An SMS confirmation about a changed password is sent to you.
Forgot the recovery email? There’s another way to recover your account.
- Visit PayMaya Forgot Password
- Follow the instructions on how to change your password successfully
Tip! Always enter a recovery email in the Account Settings. It is very useful for emergencies like this.
Can I change the information registered to my PayMaya Account?
For any changes to your registered information, contact the official support channels.
Try any of the following
- Hotline number: (+632) 8845-7788
- Toll-Free: 1800-1084-57788
- Smart mobile phone: dial *788
- Email: support@paymaya.com
- Pay MayaCares Facebook: PayMaya Cares
Always present the following when you make a request.
- Proof of identification (any valid ID)
- Letter of request (for non-upgraded users)
Transaction Error! What to do?
If this happened during an In-App transaction, follow these steps.
Step 1. Assess if you have a strong internet connection.
Step 2. Check if you entered the accurate information.
Step 3. Look for any reported downtime announced by Pay Maya and/or the merchant.
Step 4. Retry your transaction after a few minutes.
If this happened during a Card transaction, follow these steps.
Step 1. Use the updated card embedded with the EMV chip.
Step 2. Check the error type that occurred.
Step 3. Look for any reported downtime announced by PayMaya and/or the merchant.
Step 4. Retry your transaction after a few minutes.
If problems persist, you may contact the customer support channels such as:
- Hotline number: (+632) 8845-7788
- Toll-Free: 1800-1084-57788
- Smart mobile phone: dial *788
- Email: support@paymaya.com
- PayMayaCares Facebook: Pay Maya Cares
Cashback credit takes too long? What should I do?
Cashback is not granted for several reasons. It can be as follows:
- A promo is only applicable to a valid PayMaya account
- PayMaya user has a duplicate account
- Blacklisted Pay Maya account cannot participate in any promos
- Any suspicious, malicious, invalid, or fraudulent account
- Pay Maya users exceeded the aggregate limits
Contact the official support channels if you don’t belong to any of the above criteria.
Can I disclose my OTP?
Any personal information such as OTP, log-in details, or personal details is for your keepsake only.
Keep in mind the PayMaya representative will never ask for these details.
- Personal information: birthdate and home address
- PayMaya account information: one-time password (OTP) and six-digit ATM PIN
Your upgrade, system update, promo, or prize does not require any of the above information.
How to identify a legit PayMaya contact?
Reliable sources about PayMaya from social media and email are:
- PayMaya
- PayMayaCares
These official social media pages will not be part of your friend list.
Other than these are considered unauthorized pages or representatives.
If someone claims to be part of the PayMaya team, report it to Pay Maya Support right away.
Can I still pay for my overdue bills on PayMaya?
Bill payments past their due date are accepted by some billers.
However, others don’t. Better check the specific biller if they allow late payment.
Always pay your bills three days before the due date for a safer transaction. It’s best if you settle it ahead of time.
The best reloadable prepaid card in the Philippines is the Pay Maya app. Several financial transactions are allowed, just like how you use a credit card. Imagine you can pay your bills and purchases anytime.
Also, send money and avail other financial services without cash anywhere.
Read and understand the quick guide on how to use the PayMaya App designed for beginners like you. Afterward, download the Pay Maya app. Maximize your privileges by upgrading your account.
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