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Practical Ways to Fight Money Depression

7 Practical Ways to Fight Money Depression

Is financial stress bogging you down lately? We all go through financial problems every once in a while. Over the years, people with long-term financial stress even spiral down to depression. They get sucked up with the feeling of unhappiness, self-pity, anger, or even self-guilt. I had hard days when

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Best Before VS Expiration Dates

Best Before Vs Expiration Dates: Which Is Safe To Follow?

Best Before vs Expiration Dates: Which is Safe to Follow? Best before vs expiration dates have caused confusion for years.  Why does it bother Filipinos? Around 10 million OFWs send balikbayan boxes home, especially during Christmas. Inside are heartfelt gifts consisting of imported chocolates, cereals, Pringles, Vienna sausages, Jif peanut

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Frugal Living Hacks

10 Frugal Living Hacks In Metro Manila

10 Frugal Living Hacks in Metro Manila Tired of living paycheck to paycheck? If you are employed in any company in Metro Manila, you may already know the struggle of sticking to your budget. No matter how much salary increase you get, it is always difficult to save up. Worst,

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HSBC Personal Loan

HSBC Personal Loan: Requirements And Facts To Consider

HSBC Personal Loan: Requirements and Facts to Consider Personal loans are part of a Filipino’s life.If you haven’t tried getting a loan, either you are lucky or rich.Even businessmen get loans for their ventures. On the other hand, a common Filipino uses a personal loan for a myriad of reasons

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Biggest Credit Card Mistakes

12 Biggest Credit Card Mistakes Filipinos Usually Do

12 Biggest Credit Card Mistakes Filipinos Usually Do Credit Card Mistakes Updated on April 2024  Credit cards were designed for shoppers’ convenience—or so they are advertised. However, you might make many credit card mistakes if you are unaware of their proper use. About two percent of households have credit cards.

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Bank Fees

10 Bank Fees You Can Legally Avoid

10 Bank Fees You Can Legally Avoid Ever wonder why there are still a lot of Pinoys who don’t open their bank accounts?  In January 2017, Bangko Sentral ng Pilipinas (BSP) shared a study that shows 86% of Filipino households don’t have bank accounts. That is more than half of

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Things You Can Do Using Your Beep Card

5 Amazing Things You Can Do Using Your Beep Card

5 Amazing Things You Can Do Using Your Beep Card One small plastic card is packed with benefits to add ease to your lifestyle. Since its introduction on October 3, 2015, three million beep™ cards have been sold. AF Payments shared that six out of 10 Metro Rail Transit (MRT)

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Pros and Cons of Carpools

What Are The Pros And Cons Of Carpools In Manila?

What are The Pros and Cons of Carpools in Manila? Tired of the everyday commute in Metro Manila? Well, I am. I am a commuter who frequently fights for breathing space in MRT daily. Looking down, a “seasoned” MRT passenger will recognize the familiar bumper-to-bumper traffic below. Despite various proposed

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China Bank Loans

Valuable Facts To Consider About China Bank Loans

Valuable Facts to Consider About China Bank Loans Quick Facts on China Bank China Banking Corporation (China Bank) was founded in 1920 to initially cater to Chinese-Filipino businessmen. In 2007, China Bank acquired Manila Bank and soon opened its thrift bank: China Bank Savings, Inc. (CBS). They focus on deposits,

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