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Utang and Instant Pautang A Simple Guide to the Lending Culture in Philippines

Ano ang Utang at Instant Pautang? Here’s a Simple Guide to Lending in Philippines

Who among Filipinos hadn’t experience borrowing money from a family member, a friend, a moneylender, a “Bombay,” or a bank? Even businessmen borrow money, let alone those who work at a minimum wage each day. “Utang” is a part of Filipino culture prominent enough to have caught the attention of Pres. Rodrigo Duterte.

5 Easy Ways to Spot Pretentious Loan Sharks

5 Easy Ways to Spot Pretentious Loan Sharks

Applying for a personal loan has been easier now that Filipinos have various options where to get loans and which loans should best fit their needs. However, although there are laws and regulations to prevent opportunists from taking advantage of Pinoys’ financial needs there are still a lot of loan sharks lurking around to get an easy prey.

The Ugly Truth of Commuting in Manila this Rainy Season

The Ugly Truth of Commuting in Manila this Rainy Season

Pinoys commuting to work have to deal with the sluggish flow of traffic everyday sitting beside fellow commuters wet with sweat and enveloped with a not so happy aura. Every day is a struggle, and when it rains you are still expected to report to work like it is a normal day, just like your boss. The difference is, your boss has a car.