(Updated March 22, 2017)
Security guards have different incomes. Some might be receiving good salaries while others fall on the minimum salary wage.
Can security guards get a salary loan?
Yes, they can!
A lot of Filipinos need a loan to get by during tough financial times, security guards are no different. However, most “sekyu’s” feel unsure if they can even find a lender where they can apply for a loan. Good thing Cash Mart offers salary loans for security guards.
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How can security guards apply for a loan?
While Cash Mart offers quick cash loans to security guards, there is still a list of eligibilities to meet. You must be at least 21 up to 50 years old who is either living or working in Metro Manila. You must also be currently employed in an agency.
So do you think you qualify? If yes, then the next step is to prepare the required documents. What you will need are:
- Your company ID
- At least one valid government issued ID
- A proof of billing (Meralco, Maynilad, Globe, PLDT, and other telephone bills)
- Your latest payslip
- A bank account or payroll account with ATM card
Why does Cash Mart need you to have a bank account with ATM card?
Cash Mart will release your loan through your savings or payroll account. You can easily access it through your ATM card. This is how the loan process is done in just a day. Cash Mart partners with banks to bring comfort to its borrowers.
How much can you borrow from Cash Mart?
Cash Mart offers from P5,000 up to P30,000. The amount depends on your previous loans with Cash Mart. If you prove to be a borrower who always pays on time, then the amount you can borrow will increase.
Online Salary Loan application only takes 3 Steps:
Cash Mart offers an online salary loan. The whole process can be done as long as you have access to the interest. There is no need to drop by the office.
Step 1: Go to cashmart.ph. Use the loan calculator to know how much you can borrow and how much you will have to pay. Click “Apply Now” and fill up the form.
Step 2: Expect a call from our loan verification officer for validation of required documents. It is important to keep your line open.
Step 3: Check your bank account through an ATM. The loan process takes one day.
Guaranteed TIP: To make it faster, make sure you submitted all the needed documents.
Where to pay the salary loans?
Once you receive your loan, never forget to pay on time as agreed in the loan contract. You can pay in various payment channels such as in 7-11, Bayad Centers, LBC and much more.
Be a responsible borrower. If you pay on time, Cash Mart can help you get a car loan or housing loan by making sure that your good payments are recorded in your credit history.
The credit history is the record of your past loans. Banks check this record to know if they can trust you with bigger loans. People who ran away from their loans have very slight chance of getting a housing loan or even a car loan.
Need to know more? You can visit Cash Mart FAQ page or call them at 829-0000.