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How to Start a Cellphone Loading Business?

Are you thinking of starting your own business but you do not have enough capital? Cellphone loading business is one of the cheapest businesses you can start. 

Filipinos love to keep in touch with their friends and loved ones. Our country has the highest consumer of a cellular load. Because of that, the Philippines is considered as the social capital of Southeast Asia.

Social media is the top activity of most Filipinos. This growth in the use of Social media through their smartphones makes the cellphone loading business a great choice among small capital businesses. 

Though this business does not amount to a huge profit, it is still a very desirable source for extra income since it is something that will not easily perish in the market. This kind of business is still growing up these days.

Here’s what to know more:

Table of Contents

Five Steps To Start a Loading Business

Pros and Cons of the two cellphone loading methods

Exclusive Prepaid Load Reseller

Load Retailer from Multiple Networks

Loading Business in a Telecom Company

Loading Business with a Third-Party Distributor

Things to Consider for a Successful and Profitable Cellphone Loading Business

Things You Need to Watch Out For

Five Steps To Start a Loading Business

Step 1: Flexible Amount of Capital to Start Your Cellphone Loading Business

Cellphone loading does not require a huge amount of capital. It is the cheapest business to start in the Philippines. It may only cost you PHP500 to PHP2000. Your earnings would solely depend on the number of customers.

Step 2: Starting-up Your Cellphone Loading Business

Where and How You’ll Manage Your Cellphone Loading Business?

Before you start your cellphone loading business, you need to consider some questions. The first question you have to ask yourself is where and how will you handle your cellphone loading business? You also need to ask who your target clients are.  

One good thing about this business is that you can open it anywhere. You can also add it to your present business like Sari-sari Store or internet cafe, as long as its location is accessible for the customers. 

If this is your first business, you can start offering it from the small network you have like your friends, family, neighbors, or workmates. 

Get a Cellphone

To start your cellphone loading business, you will need a cellphone. You don’t necessarily have to buy a new one. You can use your old cellphone. Smartphones are not necessary, just a simple smartphone would do because you will only use the phone for texting. 

Choose Your Cellphone Loading Method

There are three major mobile phone providers in the Philippines: Globe, Smart, and Sun Cellular. You can choose between the three. But if you are not sure which telecommunication network to use, you can buy an All-in-One sim card. 

One good thing about the All-in-One sim card is that it gives you access to all telecommunication networks. 

In choosing your cellphone loading method, you need to consider your target market. 

Pros and Cons of the two cellphone loading methods

Exclusive Prepaid Load Reseller


  • A legitimate way to start your cellphone loading business
  • It offers a higher profit of about 7% to 13%


  • You can’t sell load from other telecommunicating networks
  • It offers limited services because you are bound to only one network
Load Retailer from Multiple Networks


  • It is a convenient way to sell your load from different telecommunicating networks
  • You can serve a wide number of customers
  • You can also sell other products like game credits, cable TV subscriptions, or subscriptions to video-on-demand services


  • It offers a low profit of 5% to 10%
  • You can be at risk of fraudulent third-party companies
  • You might encounter poor technical support from some distributors

Step 3: Apply as a Prepaid Load Retailer

Loading Business in a Telecom Company

Visit your chosen Telecommunication Network. For Globe, you can go to the nearest Globe Business Center. Smart Wireless Center, if you chose Smart. You can also apply as a Smart load retailer online. For Sun Cellular, you can visit the Sun Shop. 

You will be asked to fill out an application form and submit some requirements. The requirements are your valid IDs, proof of billing, and ID pictures.  

You need to buy a retailer sim card that may cost about PHP300 up to PHP600. You also have to provide the initial load balance amounting to PHP1000. 

When your application is approved, the telecom company will give you an agent code and a load retailer kit.

Loading Business with a Third-Party Distributor

If you are choosing a third-party distributor, you must visit their website and register for a membership account. You will be asked to fill out a registration form and submit it online as well. 

The third-party company will send you a confirmation message through email or message when your application is approved. 

Step 4: How to Sell and Earn from Your Cellphone Loading Business

The first thing you need to do is to read the manual that comes with your retailer kit. It will give you detailed information about your cellphone loading business. 

These are lists of details that you need to pay attention to:

  • Prepaid load products that you can sell, their validity and their price
  • The amount you’ll possibly earn per transaction
  • How to sell loads. You also need to be familiar with the keyword and the access code that you will be using to sell your load.
  • Ways to check your remaining load balance
  • Reloading stations to reload your digital wallet
  • Contact details of your distributor if ever you’ll need a technical assistance

You can earn from this business through commissions and the percent of your cut, which will depend on your telecommunicating network. 

Step 5: Market Your Cellphone Loading Business

Just like any other business in the market, you have to promote your cellphone loading business to gain more customers. You need to have strong marketing skills to promote your business. 

You can start your market from your family, friends, neighbors, workmates, or schoolmates. Aside from that, you can also use any social media platforms like Facebook, Twitter, Instagram, and many more to advertise your business.

If you have a current business, you can ask your distributor to give you some flyers, posters, or tarpaulin that would give you ease on marketing your cellphone loading business. These advertising materials are usually provided for free by your distributor.

Things to Consider for a Successful and Profitable Cellphone Loading Business

1. Keep an Open Mind

In every business, there is no guarantee of success. There will be dangers for failure that might result in bankruptcy. It would be helpful for you to have an open mind for all the possibilities. 

2. Be Patient

Starting this kind of business doesn’t give you instant earnings. Just like any other business, there might be a time when the flow of income is slow, or it might even be put into a halt. In this kind of business, you need to have the patience for it to be successful. 

3. Be Strategic

Attracting customers is the greatest skill you need to master in this kind of business. Having a big number of customers would keep your income coming. For you to get more customers, you need to be strategic enough. You can research some marketing strategies to increase your customers’ population.

4. Take Risks

In all kinds of business, you need to take risks. Starting a business is already a way of taking risks. To keep your business in the market, you should not be afraid to take risks. 

5. Your Availability

For you to gain more customers, you have to be available at all times if possible. Your availability is also your asset in keeping your customers. 

6. Be Nice

Always wear your smile when dealing with your clients. Be nice to your customers. By doing so, you can keep them and you can also gain more. 

7. Be Updated

Another thing for you to consider is to keep yourself up-to-date with the latest, changes or upgrades. This would help you be competitive. And it would also help improve your business. 

Things You Need to Watch Out For

You need to watch out for scams. A lot of scams have been invading this kind of market, so you need to be careful.

Try to be alert at all times. Thieves are something that you cannot avoid in this business, so you need to be wary of them. 

If you are not sure about a certain thing or transaction, always do research. You can also ask for help from your distributor. 

It’s always an advantage to have additional sources of income. Do you plan to do a Loading Business but you don’t have any money to start the business? Cash Mart Philippines can lend you a hand! Experience their quick cash loan with a low-interest rate. You can check it out on its official website.

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