Cash Mart

Call Us To Discuss Your Loan Today (028) 829 0000


Join over 30,000 happy customers who have experienced personal loans the Cash Mart way. Your online lending partner ANYTIME and ANYWHERE

Achieving your personal goals is just few clicks

Loans made simpler for Filipinos.

Get Approved with Just 1 ID.

Better LOANS, Better LIFE

Create breathing space in cash crisis

Risk Free

All our loans are covered with a 7 days service guarantee unconditionally.


Borrow with assurance because you see all your costs up front with no nasty surprises.

Cost Effective

Save on interest when you make an early settlement without incurring any penalty fees.

How to Apply for Our Personal Loan in Philippines

cash mart salary

For Salaried and Commission-based Employees

cash mart self employed

For Self Employed and Business Owners

cash mart driver

For Taxi/Grab Drivers

Pano mag-quick loan sa Cash Mart?

What Our Customers Saying

Here Are Few Good Reasons Why We Filipinos Take Personal Loans

Nowadays, most Filipinos seek online lending with low interest. However, each of them applies for personal cash loans based on urgent financial needs. 


Numerous personal loans are flexible when it comes to uses. Here in the Philippines, a lot of people do not have a health card aside from PhilHealth, and this health care system is very limited. Thus, when Filipinos feel sick, they will not see a physician unless they can walk alone. Medical expenses can have ceiling prices, and most of the time, we have to get low interest cash loans to pay them off.


Payday or salary loans are the answer to the prayers of those who can’t get cash advances from their companies. You can use this personal loan Philippines to buy necessities, such as food, and pay off your astounding utilities. You had no idea how it had skyrocketed. Most of us do budgeting, yet we also know it is more likely not to be followed if we don’t put in some allowances in our expenses. Prices in our country can fluctuate without any warnings. If you need that extra cash to stretch your salary, then a payday loan is a brilliant idea.


Certain online loan companies give a specific personal loan for trips. Yet most lenders are likely to suggest their general personal loan PH if you want to use your cash for a once in a lifetime getaway. Most young people are now into traveling more than collecting gadgets. As you open your Facebook, you can see friends and relatives going to beaches, hiking, or flying abroad to spend the holiday.


Wedding loans are personal loans specially created to pay off the wedding bills. A lot of couples are now willing to stretch their budget and even spend a little more to get the perfect wedding.


House loan is the best personal loan Philippines for a lot of people use it to fix their houses or have an extension. Some Filipinos even had their house foundations and floorings higher to prevent floods from getting into their homes during rainy seasons.

Debt Consolidation

When you have a couple of debts, and you are having a hard time keeping track of each one’s repayment schedule and amount, then consolidating may be a good idea. With the use of a personal loan with low interest Philippines, you can combine other loans. So save up on the interest rate and just pay once a month regularly instead of paying a couple of loans on a different schedule. Yet, since you have alighted your burden a little. Make sure you won’t slip back into bad spending habits.

Furniture and appliances

Since personal loans are mostly flexible, you can use it any way you want, including purchasing furniture and appliances for your home. Most Bumbay offers their appliances to be paid on a daily installment.

What Is A Secured Loan?

Secured loans have lower interest rates since it offers less risk for the lenders. This means you have to use an asset such as a house, a land title, a car, or other valuables to get a loan, which the lender can possess and sell in case you fail to repay. Since most lenders can get their money other through repayments or your properties, these loans can easily be approved, provided that you have complete requirements and you are eligible.

What Is An Unsecured Loan?

There is no need to have an asset when you get unsecured loans. Though its interest rate can be a bit higher, lending companies still offer competitive rates. If you are building your credit score, some lenders offer personal loans to those with low credit ratings. If you can pay diligently, it will help you nurse your credit score back to health. However, if you fail to pay after a couple of notices, the lender will be forced to file legal action against you. Cash Mart Philippines’ car loans, salary loans, and OFW loans can be qualified as unsecured loans.

Personal Loans According To Rates

Another factor you need to check is the lowest bank personal loan interest rates Philippines. Keep in mind that you borrow money for an unexpected expense. So you must keep your budget intact and free from exorbitant rates. 

Fixed personal loans

The rate is constant in over the life of your personal loan. It does not change despite the changes in the economy. You can easily budget your monthly finances. However, it can cost a higher interest rate and may charge you for prepayments. Prepayment is paying more ahead of your repayment scheme. If your repayment scheme is to pay P4,000 this month, then you can’t pay P5,000 to finish the loan quickly. Not all lenders do this. Make sure you get this clear with your loan provider.

Variable rate personal loans

These fast cash loans can change rates at any time during the term. It has lower rates. However, it can get higher over time, making it hard to budget your payments.

How to Choose a Personal Loan

Look for a low interest personal loan with the least minimal range. This means borrowing the least you can to avoid being tempted to get the amount you cannot afford to pay. Check if early repayment is charged. Know the amount of penalty the lender gives late repayment. Use a personal loan calculator to see your expected repayment so you can easily see the impact it has on your monthly or bi-weekly budget. Check if there are extra charges aside from the interest rate and processing fee. Also, choose the repayment scheme which easily makes repayments easy. It can be weekly, fortnightly, monthly, or on an agreed date.

Filipinos have the common notion of their salary just slipping in between their fingertips. Mainly, this may be due to unforeseen costs such as suddenly increased electricity and water bills, a hospitalization bill, an immediate home renovation or plumbing repair, and the list can go on, ultimately ruining your budget plans. Your salary will seem so small, and then you start to worry if you can even survive till the next payday. You don’t want to get a long-term loan since this option does not seem to fit your need. You want a short-term 24-hour payday loan Philippines to get you to the next payday.

Our team is ready to assist you anytime you make an enquiry, and to keep our services at its best, be make sure to put up high standards, and this includes keeping your personal information secured. Cash Mart will not divulge any information to any other individual or other businesses. If you want to learn more on how we can help you, do not hesitate to contact us online.

While banks also offer personal loans, it is no secret that they have very strict regulations. They also require a long list of requirements many Filipinos have a hard time to provide. Due to this list of requirements, it takes days or even weeks before the bank can approve the loan. On the other hand, Cash Mart offers personal loans with fewer requirements for validation. What’s more good about it is that you don’t need to go to Cash Mart’s office to receive your cash which can be disbursed in just a few hours after your online application – straight to your personal bank account.

Any questions?
Report suspicious emails, SMS, calls or people.

Email Us at