Despite working night shifts, braving the rains just to get to work, and drinking cups after cups of coffee to keep awake at work, we seem not to earn enough to give the best to our families. When we want the best life for our families, then this also involves providing meals three times a day, education for the kids, a vacation every now and then, and a roof above their heads.
BPO agents never fail to rank as the one of the highest paid job in the country in the annual list of both JobStreet and Department of Labor and Employment (DOLE). Each of us has at least one friend or relative who are call center agents and the stories about those agents who are unable to save and in need of immediate cash are not new.
The number of OFWs constantly grows each year as Filipinos strive to give their families the means to financially survive. Being away from loved ones in times of celebrations and mourning constitutes most of the OFWs struggles, yet they bare it for years in exchange of a chance to give them a better future.
Nowadays, it seems to be able to survive here in the Philippines, we have to resort to loans. Since we are a family oriented country, most of us will do anything to see our relatives getting the comforts we can best give, even resorting to loans just to give what they want.
Who among Filipinos hadn’t experience borrowing money from a family member, a friend, a moneylender, a “Bombay,” or a bank? Even businessmen borrow money, let alone those who work at a minimum wage each day. “Utang” is a part of Filipino culture prominent enough to have caught the attention of Pres. Rodrigo Duterte.