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Are You a Credit Ghost? Here’s How to Bring Life to Your Credit Score

Filled under: Borrow 

What is a credit ghost? Some individuals always get declined when applying for a loan in banks and other financial institutions. It’s like nobody sees them as if their applications are like ghosts. Don’t get me wrong. Of course, there are various reasons why a loan application gets declined. But most banks and other legal... Read More

5 Misconceptions About the Solo Parent ID

Filled under: Family Saving 

Being a parent is not easy. And doing it solo makes it harder. No matter what’s the reason, a single parent can use a helping hand, especially for their children’s finances. This is why the Solo Parent Act was passed in 2000. However, until now there are a lot of misconceptions about the Solo Parent... Read More

15 Effective Haggling Tips from My Ilocana Mom

Filled under: Saving 
15 Secrets To Successful Haggling
15 Secrets To Successful Haggling

Ilocanos have been ruthlessly called kuripot most of the times. Though we must not stereotype, it is undeniable that this will always be stuck in our culture. Personally, I can say that they are not really kuripot. They just want to balance their finances just like everyone else. Truth be told, my Ilocana mom is... Read More

Prepaid Cards Vs Postpaid Plans: Which is More Practical?

Filled under: Lifestyle Saving 
Prepaid Card vs Postpaid Plan
Prepaid Card vs Postpaid Plan

Which offers more savings? Balancing your budget surely involves your cellphone bill whether you are using the prepaid SIM cards or postpaid plans. It is rare to find a person in the metro who doesn’t use a phone, especially that 60 million Filipinos are internet users. Some even have two mobile phones. It is no... Read More

Kyah Pembarya! Should You Give Money to Street Children?

Filled under: Lifestyle 
Anti-Mendicancy Law
Anti-Mendicancy Law

Whenever I see girls and boys… Christmas is around the corner. And so expect an increasing number of street children. Street children begging for loose change are all over the metro. They come in various forms with different tactics to tug your heartstrings. Some ride jeepneys to give out envelopes and wipe the passengers’ feet.... Read More



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